Cleveland's Westside to the Lake Erie Islands             
The Hisey Group
Middle Bass
South Bass
Kelleys Island
Other Areas

I'm looking for financing information for a home in Northern Ohio !!  I'm considering:

  • Purchasing with the goal of making immediate improvements?
  • First time home buyer?
  • Own a home - but purchasing prior to sale?
  • Credit issues - Can I qualify?
  • Looking for special government employee programs.
  • Nothing down programs?
  • Just interested in current interest rates.

Please explain in the box provided what type of financing you are interested in:

I prefer to be contacted through:
Rob  will contact you to review your options.  
Thank You  !
Please note your name (s) below:
Please note your contact info below:
(mailing adress/email/telephone #)
Financing Your New Home 
MORTGAGE GUIDE: Tips for meeting with a lender and local lender contact information.

The Essentials
Be sure to bring the following items: 

Driver’s License or State ID 
Social Security Numbers/Cards 
Purchase Agreement & any Addendums 
Payment for Credit Report, Application Fees, & Appraisal 
Residence addresses for past two years 
Employer Information:  Name/Address/Telephone #/Point of Contact
Pay Stubs for the last 30 consecutive days 
(include Gross Monthly Salary if not listed on stub) 
Federal Income Tax Returns, Schedules, & W-2’s for the last two years 
Have all of your Financial/Banking Information: 

Names, Addresses, Account Numbers, Balance, & Amount due for Monthly Payments for all Open Loans, Credit Cards, etc. 
Name & Address of Landlord or Mortgage payment book 
Addresses & Loan information of all OWNED Real Estate 
Checking & Savings Account Statements:  last three months 
Statements for any 401K's, retirement accounts, IRA's, CD's, mutual funds, stocks, or other investments for the last three months 
Estimated Value of Personal Property, Furniture, Etc. (Receipts may be helpful) 
Additional Possibilities

Bring the following items if applicable:
Complete Divorce Decree with Separation Agreement 
Bankruptcy papers including all schedules discharge 
Certificate of Eligibility or DD214’s (V.A. only) 
If Self-Employed, see your loan officer for requirements (You may need Tax Returns for the past two years, all schedules, & financial statements) 

Howard Hanna Mortgage Services
Get Pre-Approved First:  Rob Hixenbaugh at 440-487-7266
Please contact me as soon as possible. Time is an issue.