Cleveland's Westside to the Lake Erie Islands
I'm looking for financing information for a home in Northern Ohio !! I'm considering:
- Purchasing with the goal of making immediate improvements?
- First time home buyer?
- Own a home - but purchasing prior to sale?
- Credit issues - Can I qualify?
- Looking for special government employee programs.
- Nothing down programs?
- Just interested in current interest rates.
Please explain in the box provided what type of financing you are interested in:
I prefer to be contacted through:
Lisa will contact you to review your options. Thank You !
Please note your name (s) below:
Please note your contact info below:
(mailing adress/email/telephone #)
Financing Your New Home
MORTGAGE GUIDE: Tips for meeting with a lender and local lender contact information.
The Essentials
Be sure to bring the following items:
Driver’s License or State ID
Social Security Numbers/Cards
Purchase Agreement & any Addendums
Payment for Credit Report, Application Fees, & Appraisal
Residence addresses for past two years
Employer Information: Name/Address/Telephone #/Point of Contact
Pay Stubs for the last 30 consecutive days
(include Gross Monthly Salary if not listed on stub)
Federal Income Tax Returns, Schedules, & W-2’s for the last two years
Have all of your Financial/Banking Information:
Names, Addresses, Account Numbers, Balance, & Amount due for Monthly Payments for all Open Loans, Credit Cards, etc.
Name & Address of Landlord or Mortgage payment book
Addresses & Loan information of all OWNED Real Estate
Checking & Savings Account Statements: last three months
Statements for any 401K's, retirement accounts, IRA's, CD's, mutual funds, stocks, or other investments for the last three months
Estimated Value of Personal Property, Furniture, Etc. (Receipts may be helpful)
Additional Possibilities
Bring the following items if applicable:
Complete Divorce Decree with Separation Agreement
Bankruptcy papers including all schedules discharge
Certificate of Eligibility or DD214’s (V.A. only)
If Self-Employed, see your loan officer for requirements (You may need Tax Returns for the past two years, all schedules, & financial statements)
